All fees are disclosed, discussed and agreed upon up front, before the Letter of Engagement is signed. The best way to appreciate the value of a financial plan is to see the results of one.
Each option includes a comprehensive financial plan and is structured as a relationship, so your plan stays useful long after the initial work is done.
Best for someone who wants expert guidance whether they are building toward the future or preparing for retirement. $500 initial comprehensive financial plan fee plus 2 semi-annual payments. Plan-only option: $3,900.
Book with UsBest for couples who want to get on the same page and make smart decisions together, whether they are still building or getting ready to retire. $650 initial comprehensive financial plan fee plus 2 semi-annual payments. Plan-only option: $5,400.
See ongoing planningBest for professionals who want sharper advice on how to use their corporation to support both current lifestyle and long-term wealth. $1,100 initial comprehensive financial plan fee plus 2 semi-annual payments. Plan-only option: $6,600.
Book with UsAll fees are disclosed and agreed up front, and do not include GST.
A financial plan is a snapshot in time — life isn’t. With an ongoing retainer, your plan stays current as markets, tax rules and your circumstances change.
When can you draw from which account? How much, in what order, to minimize tax this year? When should you start CPP and OAS? Should you adjust after a strong — or weak — market? These aren’t one-time answers. They change annually, and small adjustments compound into hundreds of thousands of dollars over a retirement.
An ongoing retainer keeps your plan living and breathing, so you’re never left guessing between meetings.
If your financial life changes from one year to the next, a retainer is where the real value is.
Turning savings into income tax-efficiently is an annual decision — withdrawal order, CPP/OAS timing and clawback management all shift each year.
Incorporated? Salary-vs-dividend mix, retained earnings, corporate investing and succession need tuning year over year.
Estate equalization, trusts, gifting and intergenerational transfer evolve with your family and with tax law.
Cross-border property and income add complexity that rewards a planner who stays on top of it with you.
Succession, capital gains and intergenerational transfer unfold over years — not a single meeting.
Manage your own investments but want an expert second set of eyes to check in with each year? A perfect fit.
Each client’s financial situation is different, and results will vary from client to client. Here is a recent financial plan — and the financial benefit it delivered for the clients.
The client thought he needed to work two more years before retiring — but with the financial plan, this couple now saw that they have more than enough money to fund their current lifestyle for the remainder of their lives. The client promptly provided his retirement notice to his boss and retired two months later — two years earlier than expected.
The cost of the financial plan for these clients was $4,500 — well worth it, as the financial benefits of the plan far outweigh the cost of the plan.
It was a pleasure to work with Ken Doll as a financial planner. It was money well spent to see how our investing over the years translated into a retirement plan. It gave me the confidence to give my retirement notice. He responded to all our questions and explained everything to our satisfaction. He revised the plan several times until we were confident that the plan worked for us. He gave us other issues to consider in retirement beyond just having enough money, as he knew our priorities and lifestyle. I have already passed on his name to friends.
— Marilyn & Ken FoxEmail us directly at [ email placeholder ], or book a call to get started.