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Financial planning for doctors and incorporated professionals

By Kenneth Doll · July 28, 2026 Whether to incorporate, salary versus dividends, what to do with retained earnings, and what it all means at retirement. Includes a salary-vs-dividends calculator. Read more

Advice-only financial planning in Canada

By Kenneth Doll · July 28, 2026 How advice-only differs from commission and percentage-of-assets advice, what it costs, and when it is the wrong choice. Read more

Calculators

Every calculator shows its assumptions and is covered by tests. See all calculators.

CPP at 60 vs 65

By Kenneth Doll · July 28, 2026 What starting early or late does to your monthly payment, and the age at which waiting catches up. Figures current for 2026. Read more

Salary vs dividends

By Kenneth Doll · July 28, 2026 For incorporated professionals: what you keep under different splits, plus the RRSP room and CPP entitlement each route creates. Read more

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